Find your mortgage in
3 easy steps.
1. How much can you borrow?
You’ll typically be able to borrow 4 - 4.5 x your salary, depending on your income versus your expenses. Use our calculator to work out how much you could borrow.
2. What will your monthly repayments look like?
Once you know roughly how much you can borrow, we can help you work out what your monthly repayments would be, ensuring you stay within budget.
3. Get expert advice tailored to your needs
When you have an idea of the type of mortgage you could get, request a callback from one of our advisers and we'll guide you through your options and next steps.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
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Frequently asked questions
Getting a mortgage is likely to be one of the biggest financial decisions you'll ever make, and it's important you make a choice that suits your circumstances. A mortgage adviser can search the market on your behalf and recommend the right deal for you.
The process involves providing lots of information to lenders (and filling out a whole lot of forms). Being well prepared is key and can make the process move smoothly. For more guidance, check out our comprehensive guide.
Being self-employed doesn't mean you can't get a mortgage. Ensuring your books are all up-to-date and keeping a clear record of your finances can help strengthen your position as a borrower. In this case, we'd recommend speaking with a mortgage adviser to find out what you need to do.
Remortgaging is the process of taking out a new loan to cover your previous mortgage. Remortgaging can come with plenty of benefits, from releasing equity in your home to the potential to save money on your monthly repayments. Check out our remortgaging guide for more information.
Protection secures your family and home against the worst-case scenario. It's also important to note that your needs are likely to change throughout your life. Perhaps you're moving jobs, starting a family, or even downsizing. These are all things you need to consider when looking at protection.
No, having a Will in place is not a requirement for getting approved for a mortgage.
However, having a Will is generally recommended for everyone regardless of their mortgage situation. It ensures your wishes for your estate are carried out after you pass away, which can avoid complications for your loved ones during an already difficult time.
