Buying a property is one of the biggest investments you will ever make, so it’s important to make sure you’re happy with everything before you take the plunge.
If you’re planning on buying a house in York or the surrounding areas, here are some points to remember when viewing properties that will help you make sure it’s “the one”.
Visit at different times
Try to visit at a couple of different times during the day/week. This will give you the chance to see the neighbours, judge what the parking/traffic is like and help you get a feel for the street/area.
Spend some time outside
The first time you see the property up close gives you a chance to look and spot any potential areas that may need fixing. This could include the roof, fencing, driveway and brick work.
Check, check and check again
Once you are viewing the inside, take your time to look in as many areas as possible. Check taps, open cupboards/windows, ask for the heating to be switched on and to see inside the loft. This will help spot any potential issues that would need to be sorted out if you decide you’d like to make an offer.
Ask lots of questions
The sellers will be expecting you to ask questions, so don’t be shy! These can range from asking about the rough cost of household bills, what the neighbours are like, local transport links and when parts of the property were last modified (such as new windows or an extension)
Securing your dream home
Once you’re ready to take the next step, our expert mortgage advisers in York are on hand to guide you through the purchase process until moving day. We work with over 90 lenders and have access to thousands of mortgage products to help get the right deal for you.
To book your free initial appointment to get mortgage advice in York, give us a call on 01904 208100 or e-mails us at [email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.You may have to pay an early repayment charge to your existing lender if you remortgage.