As a homeowner, you’ve gone through the process once before of buying a property and even securing finance in some cases for this. However, we’re in a forever changing market where not only has the process and cost of buying a property changed, the lender's regulations and criteria have changed.
We work alongside you to ensure you know from the outset what your budget; whether you’re selling your current property or wanting to keep it on as an investment or second home, we can assist you in all of this.
It is important to know at the beginning of the process:
- How much can you borrow?
- What deposit will you have?
- What costs are involved in buying?
- What type of mortgage product is best suited for you?
- What term will your mortgage be over?
- How much will your mortgage cost?
- What protection is and which ones you need?
- How can you do your transactions simultaneously?
Whether you’re porting your current mortgage, converting to a buy-to-let or taking out a new mortgage altogether, we’re here to advise and recommend to you every step of the way.