We'll support you to make your home greener

You won’t pay anything until you decide to proceed with any energy efficiency improvements. This means that the early stages of your energy efficiency improvements with us - including your initial digital report and detailed home survey - are free-of-charge and yours to keep.

The cost of improving your home’s energy efficiency through us can be paid upfront or added into your monthly mortgage repayments, even if you’re remortgaging. If you don’t have a mortgage and own your home outright, please visit our partner, Effective Energy Group, to discover how you can start your energy efficiency journey.

Improving the energy efficiency of your home, and its EPC as a consequence, can have financial benefits for you as a homeowner. As well as lowering the cost of utility bills, a more energy efficient home can retain or increase the value of your property (depending on the local housing market), and may prove more attractive to eco-conscious buyers if you ever decide to sell in the future.

With the UK’s Net Zero targets, having an energy efficient home is likely to become more important. Taking steps now can mean you start having a positive environmental impact and potentially save money in the process.

EPCs are an important part of ensuring a home meets general efficiency standards. Not only that, they’re very useful for working out where in your home or buy-to-let you could make energy saving improvements to reduce bills and add value.

Knight Frank compared the EPC certificates of 30,000 properties with an improved energy performance over a five-year period, looking at both pre and post-improvements.

Their research found moving from a D to a C EPC could add 3% value over and above local house price growth (around £9,000 based on average resale figures). Likewise, moving two bands up (for example, from an E to a C) could increase your value by 8.8% (around £29,000), while improving your EPC from an F or G to a C could add 19.6% in value (about £64,400).

Your adviser will point you in the right direction for improving your home’s energy efficiency. Throughout the process, they will be there to provide key information, as well as explore the most suitable finance options to improve your property. Mortgage Advice Bureau allows you to neatly have your mortgage and home energy improvements all in one place.

We work with Effective Energy Group, who have been leading experts in sustainable living and empowering property owners to make better energy choices since 2008. They’ll either survey your home remotely or inspect your property in person. From this, they can provide an informed estimate on any potential energy-related improvements you can make.

Yes, we can help improve the energy efficiency of your buy-to-let property(s). 

Since 1st April 2020, landlords can no longer let or continue to let properties with an EPC rating of below E, unless they have a valid exemption in place. 

If you plan to or are currently letting a property with an F or G rating, you must improve its rating to an E immediately, or register for an exemption.

An energy performance certificate (EPC) is a document confirming how energy efficient your property is. To determine this, an assessor would typically look at your property’s:

• Estimated energy costs

• Age, size, and construction

• Primary heating systems, including boilers and heating controls

• Standard of insulation

• Lighting fixtures and any areas where energy saving methods are being used

• Windows (double glazed or higher)

• Secondary heating sources, including renewable energy

Included with your EPC document will be recommendations for steps you can take to make your home more energy efficient, as well as some estimated costs for making these improvements. At this point, the assessor will give your home a rating between A and G, with A being the best and G being the worst. This certificate will be valid for 10 years from the date of issue.