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Making your home more energy efficient is a great way to save money, reduce your carbon footprint and potentially improve its value.

Fill in the form below to receive your energy efficiency report then, if you’re happy to continue, one of our trusted experts will be in touch to organise a more detailed survey to establish what’s best suitable for your property.

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By clicking “Submit” you agree for Mortgage Advice Bureau to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Three steps to an energy efficient home

If making green changes to your home feels a little out of reach, we’ve teamed up with leading experts to provide options for improving the energy efficiency of your home and reducing your bills. Here’s the three steps you need to take to make it happen.

Step 1: Fill in the form

Submit the above form to request your energy efficiency report. Created by a trusted expert, the report details options on how your home could be made more efficient.

Step 2: An expert will conduct a survey

If you’re happy to proceed, one of the trusted experts from Effective Energy Group will conduct a survey to establish proper financial estimates on potential upgrades such as solar, heating or insulation.

Step 3: Choose your method of payment

They'll also run through your payment options, see if you’d benefit from a green mortgage or see if you qualify for any government grants.

Green piggy bank and energy efficient home

Frequently asked questions

When will I pay?

You won’t pay anything until you decide to proceed with any energy efficiency improvements. This means that the early stages of your energy efficiency improvements with us - including your initial digital report and detailed home survey - are free-of-charge and yours to keep.

How do I pay for any improvements?

The cost of improving your home’s energy efficiency through us can be paid upfront or added into your monthly mortgage repayments, even if you’re remortgaging. If you don’t have a mortgage and own your home outright, please visit our partner, Effective Energy Group, to discover how you can start your energy efficiency journey.

How important is my home’s energy efficiency?

Improving the energy efficiency of your home, and its EPC as a consequence, can have financial benefits for you as a homeowner. As well as lowering the cost of utility bills, a more energy efficient home can retain or increase the value of your property (depending on the local housing market), and may prove more attractive to eco-conscious buyers if you ever decide to sell in the future.


With the UK’s Net Zero targets, having an energy efficient home is likely to become more important. Taking steps now can mean you start having a positive environmental impact and potentially save money in the process.

What are the benefits of a more energy efficient property?

EPCs are an important part of ensuring a home meets general efficiency standards. Not only that, they’re very useful for working out where in your home or buy-to-let you could make energy saving improvements to reduce bills and add value.


Knight Frank  compared the EPC certificates of 30,000 properties with an improved energy performance over a five-year period, looking at both pre- and post-improvements.


Their research found moving from a D to a C EPC could add 3% value over and above local house price growth (around £9,000 based on average resale figures). Likewise, moving two bands up (for example, from an E to a C) could increase your value by 8.8% (around £29,000), while improving your EPC from an F or G to a C could add 19.6% in value (about £64,400).

How does my mortgage adviser help?

Your adviser will point you in the right direction for improving your home’s energy efficiency. Throughout the process, they will be there to provide key information, as well as explore the most suitable finance options to improve your property. Mortgage Advice Bureau allows you to neatly have your mortgage and home energy improvements all in one place.

Who will carry out the digital report energy survey on my home?

We work with Effective Energy Group, who have been leading experts in sustainable living and empowering property owners to make better energy choices since 2008. They’ll either survey your home remotely or inspect your property in person. From this, they can provide an informed estimate on any potential energy-related improvements you can make.

Can Mortgage Advice Bureau help improve my buy-to-let property’s energy efficiency?

Yes, we can help improve the energy efficiency of your buy-to-let property(s). 

Since 1st April 2020, landlords can no longer let, or continue to let, properties with an EPC rating of below E, unless they have a valid exemption in place. 

If you plan to or are currently letting a property with an F or G rating, you must improve its rating to an E immediately, or register for an exemption.

What is an EPC rating?

An energy performance certificate (EPC) is a document confirming how energy efficient your property is. To determine this, an assessor would typically look at your property’s:

  • Estimated energy costs
  • Age, size, and construction
  • Primary heating systems, including boilers and heating controls
  • Standard of insulation
  • Lighting fixtures and any areas where energy saving methods are being used
  • Windows (double glazed or higher)
  • Secondary heating sources, including renewable energy

Included with your EPC document will be recommendations for steps you can take to make your home more energy efficient, as well as some estimated costs for making these improvements. At this point, the assessor will give your home a rating between A and G, with A being the best and G being the worst. This certificate will be valid for 10 years from the date of issue.